General

Day Drinking

Start Your Day Off With Water (and Keep the Drinks Coming) When was the last time you reached for a glass of water first thing in the morning — instead of getting your caffeine fix? You probably already know that staying properly hydrated throughout the day is a basic rule of a healthy lifestyle. It balances chemical processes in the brain, keeps your organs functioning properly and aids in recovery after a tough workout. In addition, there may be something …

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 Making Sense of Medicare Parts A, B, C, and D

With its four distinct parts, Medicare can be an alphabet soup of complexity. We provide an overview of the various components and how they impact your healthcare costs. Medicare is available to virtually all U.S. citizens and legal residents 65 years of age and over who have previously worked and paid U.S. taxes or who are/were married to someone who did.  There are four key parts to Medicare — Parts A, B, C, and D. To maximize coverage and benefits, …

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Tax related identity theft crimes

Criminals are stealing taxpayers’ identities and committing tax-related crimes. There are steps you can take to keep your personal information protected. Identity theft is a growing concern, impacting 14.4 million U.S. Consumers in 2019. Armed with your Social Security number, a criminal can use that information to commit tax and other financial-related crimes in your name. There are a number of common ways that identity thieves can obtain your Social Security number: Stealing your mail, purse, or wallet. Stealing data …

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Megapari Casino Review: A Comprehensive Look into the Thrilling World ofOnline Gambling

Introduction: In the vast landscape of online casinos, Megapari Casino has emerged as a prominent player, offering an extensive array of games and exciting features. With its sleek design, user-friendly interface, and a vast selection of gaming options, Megapari Casino aims to provide an immersive and enjoyable experience for both novice and seasoned gamblers. In this review, we will delve into the various aspects of Megapari Casino, including its game offerings, bonuses, customer support, and overall reputation. Game Selection and …

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Indefinitely Working from Home? Use This Opportunity to Save Money

The pandemic caused many people to work from home, and some companies do not plan to return to office-based work until this summer, if ever. While you may view this as a mixed blessing, you can capitalize on the situation to save money for your short- and long-term goals. Your savings might not stem from tax breaks, but rather from other financial benefits. You won’t be spending money on commuting, restaurant lunches, after-work happy hours, etc. Now is a great …

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Common Retirement Investment Mistakes

There are a few common retirement investment mistakes to keep in mind as you seek to maximize your savings and investments. Only one-in-four Americans (27%) feel very confident that they will have enough money to live comfortably when they retire, according to the 2020 Retirement Confidence Survey Summary Report.⁠11 While the number is up slightly from the 2018 survey (23%), it underscores a pervasive sense of uncertainty among those approaching retirement age. While there is no single action that can …

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Is Long-Term Care Insurance a Good Idea?

There is a good possibility that you or your spouse will eventually require some form of long-term care (LTC). According to the Centers for Medicare & Medicaid Services, at least 70% of people aged 65 or older will require some form of long-term care services and support during their lives.1

Retiree Challenge: Making Your Money Last

The ultimate goal for most retirees is making sure their assets last as long as they live. And because of increased longevity, managing cash flow is more critical than ever. While many variables come into play, there are a number of planning moves that can help retirees live within their means and make appropriate adjustments in response to changes in income and expenses. Tools for the Task If you are retired or about to retire, you will need to clarify …

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