Retirement Planning

Although much of the last decade has been an exception, historically, stock returns have outpaced inflation by the widest margin and have provided the strongest returns over the long term. Those long-awaited golden years have arrived, and you’re enjoying a well-deserved retirement. You’ve saved and invested wisely to provide a financial cushion. Where do you go from here? Factor in Inflation You may want to start by considering the impact of inflation. With longer life expectancies, the need to finance …

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Investing is a lifelong process. And regardless of what financial stage of life you’re in, you’ll have to decide what your needs are and how comfortable you are with risk. From there, however, the actual investment strategies that you decide to implement probably should reflect your current lifestage. Why? Because as your investment goals change over time, your asset allocation will likely need to change as well. Time and Risk Tolerance All investing involves a certain amount of risk. But …

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People who are getting ready to wrap up their careers and leave the working world often refer to retirement as “a new chapter” or “the next act” in their lives – and rightly so. As a pre-retiree, you may have even used those analogies yourself. But do you also realize that it’s possible to play a leading role in determining how your retirement story will unfold? An Outline for Success You can start by plotting out exactly which options, resources …

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Your retirement plan is designed to help you meet two important objectives — beating inflation and pursuing your retirement savings goals. The challenge is finding the right mix to strive for both. Why Be Concerned With Inflation? Technically defined, inflation is the rising cost of goods and services over time. Like termites invisibly gnawing at the foundation of a house, inflation slowly eats away at the value of a dollar over time. Inflation can also impact the success of your …

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